Specialist Supported Housing

An investment with a meaningful social impact.

Specialist Supported Housing provides much-needed accommodation for people who require enduring care and support within their community.

By purchasing a suitable property, investors help meet this demand while receiving rental income through a long-term management agreement with a housing association. The properties are managed on the investor's behalf, creating a more hands-off alternative to conventional buy-to-let ownership.

Every opportunity is different. Full terms, due diligence documents and independent professional advice should be reviewed before investing.

Modern residential property

25-Year Agreement

Long-term management agreement as outlined in the supplied opportunity.

Monthly Rent

Contracted rental income paid monthly by the housing association.

Housing Association

Accommodation operated through a regulated housing provider.

Fully Managed

Management, maintenance, repairs and insurance are covered.

Inflation Linked

Rental increases are stated as CPI plus 1% annually.

The opportunity

Purchase highlights.

The supplied investment information describes a long-term, fully managed property model intended to provide predictable rental income with limited day-to-day landlord involvement.

  • A stated minimum rental return of 11.5% of the property purchase price under a 25-year agreement.
  • Rent paid monthly by a government-regulated housing association.
  • Management, maintenance and repairs covered by the housing association.
  • No service charge, ground rent, buildings insurance, maintenance or utility costs under the stated FRI terms.
  • No void periods under the management agreement, subject to its contractual terms.
  • A stated buy-back agreement with a minimum 30% profit within three years, subject to contract.
  • Apartments available from £144,000.
Your questions answered

Specialist Supported Housing FAQs.

Explore the key features of the proposed investment and management structure.

The supplied information states that the housing association has more than 3,000 units in operation and is achieving year-on-year growth and expansion under its current leadership.

The properties are fully managed by the housing association under the terms of the management agreement.

Returns depend on the individual property, purchase price and contractual terms. The example supplied for this opportunity shows an 11.5% year-one rental return, but investors should review the full documentation and their own circumstances.

As with any property investment, capital values and income can fall and contractual counterparties may fail. Returns depend on the property, lease, housing provider and underlying documentation. Independent legal, tax and financial advice should be taken before investing.

SSH can combine meaningful social impact with a longer-term, managed alternative to traditional buy-to-let property for investors looking to diversify their portfolio.

The supplied information describes demand as relatively stable and expected to increase with demographic trends. Local demand, commissioning arrangements and the suitability of each property should still be assessed individually.

FRI means fully repairing and insuring. Under the arrangement described, the investor has no service charge, ground rent, buildings insurance, maintenance or utility costs. The precise allocation of costs should be confirmed in the contract.

The supplied information states that the housing association receives funding through the Department for Work and Pensions and pays the agreed rental amount to the landlord monthly.

Under the proposed 25-year FRI management agreement, rent begins from completion and is payable under contract rather than depending on an individual occupant. The exact protection depends on the executed agreement.

The supplied information states that the relevant health, adult social care or housing stakeholder would seek an alternative provider so residents can continue to receive suitable accommodation and support. Any assignment of the existing agreement would depend on the contract and applicable law.

According to the supplied information, an independent organisation evaluates the rent. Once it has been approved through the DWP portal, the housing association receives the funds and pays the agreed rent to the landlord monthly.
Take the next step

Request the full investor pack.

Speak to WAM Estates for the complete opportunity details, supporting documents and answers to any questions you may have.

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We'll contact you about the Specialist Supported Housing opportunity.

Important information

The information and attributed statistics on this page are based on material supplied to WAM Estates and are believed to be correct at the time of publication. They do not constitute regulated financial, legal or tax advice. Any statements about returns are illustrative only and should not be treated as a guarantee. Property values and rental income can decrease as well as increase. WAM Estates accepts no responsibility for loss arising directly or indirectly from reliance on this information. Prospective investors should review the full contractual documentation and obtain independent professional advice before making an investment decision. Images are for indicative purposes only.